Question: Right now I an in school so I do not get benefits from my part time job. Is it possible for me to get dental insurance on my own? I do not have a lot of money but want to have some dental for my oral health needs.

Answer: Since you are looking for a lower cost dental insurance plan I would suggest reviewing any dental HMO options available in your state. Dental HMO insurance plans are the more affordable plans with fewer limitations, however you will need to go to a plan provider. You may so want to review any dental discount plans that are available to you in your state. As dental discount plans make dental care more affordable for a very monthly cost.