Any Provider Vs. Limited Choice of Providers Plans.
More traditional policies (such as dental Indemnity plans) allow the insured to obtain dental treatment from any provider and be reimbursed for claims made according to the plan’s benefits.
HMO dental insurance plans limit coverage (fee scheduled based) to services provided by the HMO’s providers.
PPOs dental insurance plans provide a list of providers for whom benefits are provided on a preferred basis (while covering dental services of non-listed dental providers can be on a less favorable basis).