Dental Insurance, What is the approval process?
I am trying to find dental insurance for my two children and myself. I would like to know what is the approval process? Does dental insurance companies look at your credit score? If so my credit is not so good. Will I still be able to buy dental insurance with bad credit?
Tuesday, Aug. 31st 2010 11:24 AM at 11:24 am
There may be some dental insurance plans that look at credit score but none that I know of. Dental insurance for the most part is not an underwritten program. As long as they can process your monthly payment you should be fine.
Tuesday, Aug. 31st 2010 11:26 AM at 11:26 am
It is correct that for the most part dental insurance is not an underwritten program. However depending on your dental needs there could be some pre-existing dental care not covered under the plan. So make sure you read the plans terms and conditions to know your coverages and benefits under the plan. Oh and I do not of a dental insurance company and or plan that take credit score into a factor.