Question:  I have a nine year old son.  I live in California but his Dad live is  Arizona.  I have my son on my dental insurance though work.  However eventhough his dad has dental insurance with is job, he will not add our son to his plan.

He says that our son can not have two dental plans.  I want him to be on his dad plan too because my plan is only good in CA.  So when my son is with his dad during the summer brake he may need to go to the dentist but can not. Is his dad correct or am I?  I do not want my son going without while he is in Arizona with is dad.  Advise please.

Answer:  It is okay for your son to have two dental insurance plans. The only thing you want to be careful of is cross coverages. Whatever dental services your son has started with one plan would need to be completed by that plan.

However it should not be a problem for your X to add him to his plan so in case something came up he would be able to take him to the dentist in AZ. He would be better off for it then paying dental cost out of his pocket since your plan does not cover for AZ. Maybe explain things to him that way and see if it helps