Question: What is the better individual dental plan to get? I have a budget of $40.00 a month to spend on dental insurance and not sure if it better to go with a lower cost HMO plan or max my budget and get a PPO plan with a low max limitation of 1000.00.

Answer: Well this question really depends on your own dental care needs. A low cost HMO plan such as our California Dental and or PrimareCare is not only more affordable then our PPO options but HMO tend to make budgeting dental care services easier since they base their benefits on a fee schedule. Letting you know the cost for each covered service. Were as a PPO is more provide friendly. PPO insurance plans let you choose normally from a broader provider list then HMO plans, however they also normally provide benefits to non or outside network providers. If you are still not sure about your options call our member service line at 310-534-3444 as they will be happy to help you with the available dental plan options.