Question: I have a three year old daughter that seems to have a cavity I was brushing her teeth when I notice a small black dot that I could not brush off. This is the first time I seen it there and I am really careful about taking care of her teeth since we do not have dental insurance. I would like to know if you have any dental plans for kids or family that would be affordable and help us with our daughter dental care needs.

Reply: Affordable will depend on your budget but the more affordable dental insurance plan type would be HMO insurance plans. Dental HMO cost will very depending on the plan you are reviewing. However in generally speaking terms they can run for a family plan around $20 – $40 a month. You may want to review our dental insurance plans options. You can do that by entering your zip code in our quote box above.