With cost of living continuing to rise it is important to be able to find an affordable individual dental insurance plan that can help you save money on your dental care needs. Studies suggest that people with dental insurance see their dentist more regularly then people that go without.  There by also increasing their over all wellness by having good oral heath care.  

Yet dental care cost can be expensive to anyone living on a fixed income. For lower cost dental insurance plans you may want to review dental HMO insurance plans. Dental HMO insurance plan are lower in cost compared to PPO dental insurance plans and they will help you reduce your dental care needs often times providing preventive care such as X-rays and cleaning for free. As well as most dental HMO insurance plan do not have long term waiting periods for certain benefits to be in effect.