If you have children and you start to see that your child’s bite is misaligned or that his/her teeth are sticking out in all the wrong places. You know what is coming next, months of treatment and an orthodontist bill anywhere from $3,000 to $7,000. For many people that is a lot of money. And although dental insurance may help to bring down the cost of braces, orthodontic care can still seem out of reach.   

Therefore it is good to think ahead and start a savings/budget plan around this expense. If you put say $10.00 a week aside when your child is born by the time he or she needs braces you will have enough money to cover the cost that your insurance does not pay. If your child never need orthodontic care then you will still have a sizable nest egg saved.