Dental Insurance Kids – California Indemnity Plans
California Indemnity dental insurance plans normally offer a broader selection of dental care providers than managed-care plans. With an indemnity plan, the carrier (the insurance company) pays for covered services only after it receives a bill from either the dental office or the insured (you). Which in many cases means that you may have to pay up front for the dental services render by the dentist and then obtain reimbursement from your insurance carrier later on.