I am a single mother of one and need dental insurance for little to no cost. My son and I are both healthy and have good teeth, but it is hard to pay for my son to see the dentist like he should due to cost. Does anyone have any suggestions?

Reply: The lower-cost option for dental insurance would be an HMO insurance plan. You can buy the couple option for you and your son, with the average monthly cost running around $15.00 – $30.00. Most HMO insurance plans provide preventive care services like Bite-wing X-rays and basic cleaning for free or at a low cost.

If you feel you need more extensive dental care services, make sure to review each plan’s benefits carefully. You may spend more money on the cost of the dental insurance plan but save more money on major dental care services.