Question: My husband just lost his job. I am only working part-time, and we have two kids under ten. We were a low-income household before my husband got laid off; now, we hardly get by each day. My husband is looking for a full-time job. In the meantime, I would like to know if we could get any low-income dental plans. 

Answer: When it comes to finding low-income dental insurance plans for your family, Dental HMO insurance plans are a good place to start. HMO plans typically have lower premiums and deductibles than other types of dental insurance plans, making them a more affordable option for low-income families. 

Another option to consider is dental discount plans. These plans are not insurance plans but they can help you save money on dental procedures by offering you discounts on dental services provided by participating dentists. 

You can research various dental insurance plans and dental discount plans to find one that fits your budget and provides the coverage your family needs. Some websites like healthcare.gov can help you compare different plans and find the best one for your family. 

In addition, you can also check with your state’s health department or local community health clinics to see if they offer any low-cost or free dental services for low-income families. Some dental schools also offer discounted dental services, so you can check with local dental schools in your area to see if they have any programs that may be helpful for your family.

You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.