Question: So my dentist said that I would need to get braces in order to close up some gaping issues I have with my teeth. I talked to my dental insurance company and they said they do not cover for adult braces but advise me to look for a discount plan such as Aetna Denta Choice which would at least give me a discount off the cost of braces for an adult and not have waiting periods. Is that true if so how much of a saving do I get.

Answer: The Aetna dental discount plan this website has to offer, all services are effective the next business day from signing up on line. Even braces. You can go straight to any Orthodontic dental office that takes the Aetna dental plan. Your saving for braces is 20% off the dentist normal charges.

For good dental health you will want to start brushing your child teeth at the first tooth. Begin brushing your baby’s teeth when you see one coming in with an infant toothbrush. Use water and a tiny bit of fluoride toothpaste (about the size of a grain of rice).

Question: I have dental insurance though work I think it is an HMO any way I get two cleaning a year for free. I have not yet used the plan and was thinking about going in for my cleaning because I have not seen a dentist in over two years. My teeth are stained even though I brush and floss daily. I do not drink coffee or tea nor do I smoke but I do eat food that may stain my teeth. If I go in for a good cleaning will that help remove the stains and make my teeth brighter?

Answer: You should just go to the dentist for your free cleaning anyway since you need to do that to maintain good oral health. However yes a cleaning should help make your teeth look a little. You can also ask the dentist about having your teeth whiten if that is something you want to do

Question: I am eighteen, and my teeth are in very bad shape. I always had bad teeth even my baby teeth were cavity ridden. Now with my adult teeth I have already have had seven cavities that needed to be filled. My mom was paying for my dental work out of her pocket since we never had any dental insurance but she told me today that she is no longer going to be paying my dental bills and that I better start taken care of my teeth. The thing is I do brush three times a day most days. It is not like I do not try and take care of my teeth they are just week or something. Right now I my teeth are okay since I just seen the dentist three months ago. But what if I keep getting cavities like I have in the past. How am I going to pay my own dental bills?

Answer: Well since you are now 18 you can get your own dental insurance plan that will make having dental work affordable. You do not have to do what your mom did and pay out of pocket for your dental services when there are so many affordable dental insurance plans available to you. You may want to look at dental HMO insurance plans as a starting point. Just key in your zip code at the top of the screen to get a dental insurance quote and to be able to review all the plans that is available to you in your state.

Children ages two though six should use only a pea-sized amount of fluoride toothpaste. You should always supervise kids younger than six years of age while brushing, as they are more likely to swallow toothpaste. Children should brush their teeth at least twice a day for two minutes

You will want to begin flossing your child’s teeth once your child’s teeth touch.

You will want to limit the amount of fruit juices, sports drinks, fruit snacks, and sticky candies which all pose serious threats to your child’s dental health. You will want to give your kids calcium-rich snacks like cheese or low-sugar yogurt. If you do want to have a candy option – a chocolate bar is preferable to gummy or sticky sweets that can get lodged in between the teeth, even after brushing.

When it comes to your child dental health it is suggested that you will want to avoid sugary drinks and stick to good old-fashioned water. Drinking water helps to rinse away any sugar or particles that can lead to cavities. Also many municipal water sources also contain fluoride, which is recommended by the ADA and U.S. Surgeons General, as an efficient way to prevent tooth decay.

It is best to replace your child’s toothbrush every three to four months, your when your toothbrush starts to fray which ever is sooner.

Question: I need to get dental insurance for my self and my 10 year old son. I use to have dental insurance though work and never had to get in on my own before. My question is when getting a dental insurance quote would I be looking at the family rates? Since it is for my son and I. Or would I be able to get the couple prices since there is only the two of us. Not sure if couple mean that you need to be husband and wife.

Answer: Generally speaking dental insurance and dental plans would yet you choose the couple pricing for you and your son. Couple being two people. Husband and wife but also an adult with a dependent child. However, you should make sure by reading the plans summary, exclusions and limitations or by calling the customer service line and checking to make sure that the dental plan you are reviewing does what you want it to do.

Question: I am looking for a low cost dental insurance plan. I want to have the normal cleaning twice a year with X-rays. Since I feel I really only ever need preventive dental care, I do not want to have to spend $30-$50 a month for dental insurance for to get two free cleaning a year. Is there any dental insurance where it has a low monthly rate for people that are really only going to be using it twice a year?

Answer: What you may want to look into would be a dental HMO insurance plan. Generally HMO dental insurance plans offer a low monthly cost. HMO dental insurance plans are good over all dental plans and many do offer free office visits, X-rays, and dental cleaning’s. Make sure you read the policy terms to confirm plans coverage’s.

Dental insurance can help you manage the costs of yours and children’s dental care needs. It seems like the cost of just preventive dental care services keeps going up. Making it harder and harder to see a dentist for just your basic care.

However did you know with most dental insurance plans preventive care such as cleaning’s, X-rays, and checks ups are little to no cost? Even basic dental services such as fillings are low in cost with most dental insurance plans. Although some of your major dental care cost such as crowns, root canals and extractions can still be costly they still cost less when you have a dental insurance plan in place.

According to studies done, people who visit the dentist at least twice a year are less likely to develop gum disease or tooth decay than those who rarely seek professional dental care. Having routine dental visits is one of the best way to stave off other oral maladies-like cavities because, like so many other conditions, early detection is key in being able to effectively treat them. Dental health professionals are trained to recognize early signs of their development, and they can apply immediate treatment as well as provide you with information to prevent the condition from worsening.

Once you make your first appointment with a dentist you will need to bring a couple of things to the dental appointment:  

1) Your dental insurance card (if you have dental insurance)  
2) List of questions or concerns you may have about your oral health    Being prepared will help make your first dental visit a good one. 

Just like with your other insurance plans you may have such as auto, home, and healthcare you should review your plan each year to make sure it is still fitting your current and possible future dental needs the best.  

Sure cost can be a factor in your review but it not always the main issue.  Remember you sometimes really do get what you pay for. Before switching out your current dental insurance plan make sure what you are going to exchange it for is providing better benefits for the services you feel you need in order to maintain your dental healthcare.  

At DentalInsuranceKids.com we provide over 40 different dental insurance plans for your review all ranging in cost and coverage’s. In order to review what is available to you in your area just enter your zip code in the quote box provided. 

For individual and family dental insurance in California, DentalInsuranceKids.com provides over 40 different dental insurance and dental plan options. Ranging from HMO plans though California Dental, Delta Dental and Dental Health Services as well as PPO plans though Delta Dental and AmFirst. Review your dental insurance options today by entering in our zip code in the quote box provide.

Shopping for dental insurance in your given area. On our website DentalInsuranceKids.com one the only question we ask in order to provide you with the available dental insurance plan options is your zip code. We do this so not only to pull the plans up for your review but some many of our PPO plans are zip code rated.

Though we have dental insurance in most all areas if you are reviewing a dental HMO plan you will still need to pull up that plan provider data base in order to confirm if there are provider under that plan that you can choose from. If you should need any help with finding a dentist in your area for the plans we offer or if you have any questions about our dental insurance plans please call our member service number at 310-534-3444, as we will be happy to help.

There are times when buying a dental discount plan may be the better choice. Do not rule out your options. Often times people do not think about getting dental insurance until they have a toothache that needs to be address. The problem with that is that many plans have waiting periods for larger dental care needs and even the plan that do not have waiting periods may have you wait a month before coverage’s are in effect.

However anyone that has had a toothache know that even waiting a day or two can be just to much let alone a few weeks or more. This is where a dental discount plans can come into play. With our dental discount plans they are effect within the next business day of buying the plan online. Dental discount plans also provide discounted saving for cosmetic dental services as well as adult braces, in many cases dental insurance plans do not provide benefits for those types of dental care needs.

When shopping for dental insurance online, it can become overwhelming quickly if you are not sure what you want in an insurance plan.  Here are some quick tips that may help your search for a dental insurance plan for you and or your family. 

1) What you type in your search: When searching online try to be more specific in your search. Do not just type “dental insurance” or you will may get too large of a selection that may not even apply to you in your state.  Do put something like California Dental Insurance for individual and or family or California HMO or PPO dental insurance plans. By doing this you will hopefully only pull plans that you want and not plan in TX if you live in CA.  

2) Type of Dental Insurance:  Have an idea what type of dental insurance you are searching for such as HMO, PPO Indemnity and or even Discount Plans.  By searching for a plan type this will also help to to avoid pulling up say a dental discount plan when wanting dental insurance.   

3) Name of the Dental Plan: Sometime it is not good enough just to know the insurance company name in your search if you are looking for the insurance plan your dentist takes. Example, many dentist take Delta Dental, but just knowing that is not enough information to start your search since there are many different Delta Dental Plans (such as their PPO Plans Gold Diamond, and Platinum to name a few. Delta Dental also has HMO plans depending on the state you live in.)  Ask your dentist which Delta Dental plan they take so that you do not buy the wrong one. Many dental insurance companies offer multiple plan options with different plan names.   

4) Know what dental insurance plans your dental office accepts: Often times people already have a dentist they are seeing before having dental insurance, and it is important to that to stay with that dentist.  Keeping your own dentist is important since it can take time to build up trust and having to change providers is not something many people want to do when they are seeing a dentist they like. Therefore if that is the case with you save yourself so time. Before starting your dental insurance search online ask your dental office what plans they are a provider of so you are only looking for them and not wasting your time on plans they do not accept  

5) When in doubt ask: There is nothing wrong with asking questions before buying a dental insurance plan. If you are not sure about the dental plan you are reviewing, or if you do not understand the terms and conditions of the plan, call member services for help. Most dental insurance web sites have a member service line you can call before buying their plan. It is better you call and find out, then to buy a dental plan that does not work for your dental care needs.

Sadly many people do not buy dental insurance when they are not receiving it from their employer.  They continue to go without dental insurance often times because they either feel they can afford their preventive care such as twice a year cleaning’s or they are going without dental care because their teeth are not bothering them and feel they do not need twice a year check ups.    

However the problem with that line of thinking is two fold. For the person that can afford preventive dental care, why pay for something when most insurance plans pay 100% for preventive dental care? Even low cost dental insurance plans such as HMO’s will normally have preventive dental care for free.  Also ask yourself will you still be able to pay for dental care out of pocket if you do need to have larger dental care needs. Dental care can become expensive quickly once you get beyond preventive dental care services.   

For the individuals that do not have dental insurance because they do not go to the dentist.  Sure it would be hard to say to buy something if you do not have intentions on using it. And in the short term this method may seem the best way in saving money.  However without regular dental visits you do put yourself at a higher risk of needing larger much more costly dental care needs.  Also when you wait to buy dental insurance until you are in need of larger dental care needs you limit the plans that can address your dental care due to the fact that many dental insurance plans have waiting periods for major dental care services. Delaying dental care in the end will be more expensive to you in the long run.