Question: If I get a dental PPO plan but the dentist I want to go to is still not a provider can I still use the dental insurance to go to that dentist.

Answer: Most PPO plans do aloud you to go out side their plan provider list. Course you need to review each plan carefully. Some PPO plans will lower/reduce their benefits if you do choose to go to a non participating provider of the plan. Also you may want to keep in mind that when you do go to a non participating provider you are at a higher risk of acquiring UCR Fees.

Some of the Dental Insurance Plans

If you are looking for individual dental coverage, we can can find a local Delta Dental plan; to submit a customer service inquiry, find a dentist or your local Delta Dental member company. We offer several product information pages on our web site to help you learn more about Delta Dental Premier, Delta Dental PPO, DeltaCare and other national products.  With over 50 years of experience, Delta Dental is the leader in providing cost-effective, flexible dental coverage to employer groups and organizations of all sizes.

Three out of four dentists participates with a member company of the Delta Dental Plans Association.  Please note, the Delta Dental PPO program requires you use a network provider for dental services.  Under the Delta Dental Premier program you have in-network and out-of network coverage.  Although in-network dentists will submit your claims for you, you may need to submit claims directly to Delta Dental if you visit an out-of-network dentist.

Question: I like the cost of and HMO but if my dentist is not a provider of the plan can I still go to him and just pay a little more?

Answer: No, with a HMO dental insurance plan you must choose a dentist with in the plans network of providers. There is no out of network benefits.

Question: I looking for a personal dental insurance plan for just myself. I use to have a group dental plan though work but lost that about four months ago.

Answer: Well you have come to the right website. At DentalInsuranceKids.com we over 46 different individual dental insurance plan options. Just enter your zip code in the quote box provided and you will be able to review all our dental insurance options. Also please call our member service line at 310-534-3444 if you need any further help or have questions about our dental insurance plans options.

Question: I looking for a dental quote where I do not have to give my whole life history just to get information and rates.

Answer: Then you are at the right place. At DentalInsuranceKids.com we only ask for your zip code in order to pull up the available dental insurance plan options. Price is one of the first things we provide then each plan option has their own link to review the plan detail information. You only have to provide further information about yourself if you choose to buy one of our dental insurance plan options.

I have some concerns about my son wisdom teeth removal.  He is having his wisdom teeth removed in two weeks but I am the one worried.  He will be put to sleep during the process but what should I expect when he wakes up?

Reply: Each person will be different but it common he will be in some pain but nothing that Aleve or Advil should not be able to help him with.  Have soft food on hand for a few days.  I suggest talking to the dentist that will be doing the extraction and asking him/her about basic after care. Normally the dentist will go over that with you and your son but talking to him/her before the appointment may help to reduce your concerns.

Question: I have a current PPO dental insurance though my employer. I would like to know if I buy one of your PPO dental insurance plan options could I use it as a Supplemental plan to the one I already have.

Answer: The short answer is yes however, you should make sure that your current dental insurance will aloud you do coordinate benefits. As we would have no idea about that. Also I would strongly advise that you make sure your dental office will coordinate benefits. Not all dental offices are willing to accept two insurance plan

If you had health insurance and dental insurance with your previous employer and were only offered health insurance under cobra when you were terminated, are you eligible for cobra dental insurance.  There are a few very important points which you must know if you want to avail the service of cobra dental insurance and health insurance.  There are 3 reasons why you should be given the cobra dental insurance since oral diseases are very common.

California COBRA insurance policies typically cover many benefits, including: California COBRA health insurance California COBRA dental insurance California COBRA vision insurance.  If a provider offers a California COBRA health insurance policy with these benefits, it may not be required for the California COBRA health insurance provider to offer only California COBRA dental insurance or California COBRA vision insurance under a sole California COBRA insurance policy.  The dental insurance premium rates for COBRA dental insurance are based upon the amount which the University contributes for active employee insurance and include a 2% administrative fee allowed under COBRA.

Dental Insurance is subject to the same COBRA rules as the medical insurance.  Dental insurance can be thought of as a method of providing financial assistance to seek regular dental care.  Dental insurance coverage may be continued for up to a maximum of 18 months or until the faculty or staff member reaches Medicare age (i.  Dental Insurance is the benefit your employees demand.

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This includes your health, dental, life, flexible spending accounts, short term and long term disability.  You will be offered COBRA to continue your medical, dental, and/or health care flexible spending accounts.  According to the act an employee who has cobra coverage of insurance has the legal right of obtaining group dental and health insurance.  There are a few very important points which you must know if you want to avail the service of cobra dental insurance and health insurance.

My son is not yet two but I want to take him to see a pediatric dentist.  I currently do not have dental insurance for him.  I would like to get some insurance in place before I take him to see Pediatric dentist.

Reply: Not all HMO plans cover for specialist but there are some that do.  You would need to read each plan carefully to confirm if the plan you are looking as provides benefits for Pediatric dentist.  For the ones that do you will want to note that in most cases your coverage’s for specialist are not the same as for the family/general dentists that you pick within the plan. They are normally a saving of 20 – 30  percent off their normal UCR fees.  If you have any questions about the HMO dental insurance plans we have to offer please call our office at 310-534-3444 as we be happy to assist you with finding the best plan for your family dental care needs.

Question: Can I get a dental insurance plan that also has vision?

Answer: Yes, we provide a few dental insurance plans as well as dental discount plans that also include some vision benefits. Just enter your zip code in the quote box provided, then review our Careington and Aetna discount plans or our  StandardLife PPO insurance plans. As they are the plan options that will include vision benefits.

Ways to clean and reduce cavities.  Studies have suggested that dental hygiene remains at the bottom of the health care duties compared to taking a bath or washing your hair.

How often should I brush my teeth? Brush your teeth with a fluoride toothpaste at least twice a day for 2-3 minutes, especially before bedtime.

How to reduce gum disease and tooth decay?  Flossing your teeth helps remove plaque in between your teeth where a toothbrush cannot reach. Mouthwash helps reduce bacteria in your mouth which helps to reduce tooth decay. Be sure to visit your dentist every six months for a professional teeth cleaning.

My Kids Teeth Coming in Crooked

A couple my son’s teeth are straight but it look like the other teeth are crooked. What should I do? I cannot tell if his teeth are hurting him and he does not complain much about them. Maybe I am worry too much. Has anybody else had their baby’s teeth come in crooked and what did you do?

Reply:  Crooked teeth dose not normally cause pain, and since you are not sure if they are crooked I would say the best thing to do is take your son to see a dentist.  Crooked baby teeth are not normally too much of an issue but you want to make sure they are maintained regularly by your child’s dentist so that his adult teeth come in correctly

Question:  I looking for cheep dental insurance in California. All I need is my twice a year cleaning and check ups and I looking for a cheep dental insurance plan that will save me money on my preventive dental care.

 Answer: I would then suggest reviewing our HMO dental insurance plans they run from $7.95 – $18.95 a month depending on the plans your are reviewing.  Call our office at 310-534-3444 if you should have any questions about our HMO dental insurance plans options.

Question: What is the better individual dental plan to get? I have a budget of $40.00 a month to spend on dental insurance and not sure if it better to go with a lower cost HMO plan or max my budget and get a PPO plan with a low max limitation of 1000.00.

Answer: Well this question really depends on your own dental care needs. A low cost HMO plan such as our California Dental and or PrimareCare is not only more affordable then our PPO options but HMO tend to make budgeting dental care services easier since they base their benefits on a fee schedule. Letting you know the cost for each covered service. Were as a PPO is more provide friendly. PPO insurance plans let you choose normally from a broader provider list then HMO plans, however they also normally provide benefits to non or outside network providers. If you are still not sure about your options call our member service line at 310-534-3444 as they will be happy to help you with the available dental plan options.

Beyond Dental

Before purchase, you may access a list of participating health care providers on this website. Upon request the plan will make available a written list of participating health care providers. Options for medical and health savings plan, prescription drug card, holistic health and more at affordable prices to individuals, families, and companies looking for group dental plan.

Options for medical and health savings plan, prescription drug card, holistic health and more at affordable prices to individuals, families, and companies looking for group dental plan. We offer quality dental, health care and lifestyle services at reduced rates. It is a discount program, and you are obligated to pay for all health care services. Visit our Temporary health insurance sections for Short term health insurance for 30 days to 36 months. The plan provides discounts at certain health care providers for medical services. Additionally, orthodontics, periodontics, vision care and LASIK services are included.

Careington dental discount plan advertises up to 20-60% off of regular dental fees. The Careington dental discount plans we provide are backed by a Full 45-Day Free Guarantee. InterNACHI members save money with the Careington dental discount plan; and they have the freedom to choose within the dental provider network where available, a member services department to help with any plan needs. You may cancel within 30 days of your order and receive a full refund less your processing fee. Careington Offers Instant Online Quotes. Get your instant online quote today. Just put your zip code and receive your quote in just a few seconds. Instant online application. Get your immediate dental discounts today.

Disclosures: THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.* This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in Montana and Vermont. This plan is not currently available in Washington. *Medicare statement applies to MD residents when pharmacy discounts are part of program.

Wanting a individual dental insurance plan to help you with the cost of your dental care needs? Our website provides not only affordable dental insurance and plans options but quality dental insurance plans. Review your dental insurance/plan options today by simply putting your zip code in the quote box provided. If you should have any questions about any of our dental plan options please call member services at 310-534-3444

DentalInsuranceKids.com offers free quotes and information on over 40 California dental insurance plans. Allowing you the customer to compare plans in order for you to pick the best dental insurance option available to fit your dental care needs. DentalInsuranceKids.com is proud to be providing dental insurance plans online now for 20 years.  If you should have any questions about any of our dental insurance and plan options please call our member services line at 310-534-3444 as we will be happy to assist you in your dental insurance search.

When shopping for an individual, couple or family dental insurance plan, compare your options. Knowing your options will help you make a more informed decision on your dental health care plan. At DentalInsuranceKids.com we provide over 40 dental insurance plan options for your view so you can best pick the plan that will fit you and or your family’s needs.

Individual and Family Dental Services

Careington dental discount plan is also known as Careington International offers dental individual plan and family plans. Careington dental discount plan is a well known and widely trusted name when it comes to dental insurances and plans. Careington dental discount plan, today, is much sought after for its quality services in dental care.

Careington dental discount plan: Includes x-rays, exams, cleanings, fillings, extractions, root canals, crowns, bridges, dentures, oral surgery, children’s dentistry, Orthodontics, Periodontics, Endodontics, and more. Over 7 million members join the Careington dental discount plan. Careington was among the first to offer quality dental plans at a discount, we have had years to develop an extensive provider panel, with over 89,000 participating dentists. Immediate access available to the Careington dental discount plan You can include your parents and other family members under certain conditions.

Save 20% to 60% on most dental procedures including routine oral exams, unlimited cleanings, and major work such as dentures, root canals and crowns. The Careington dental discount plan is backed by our SATISFACTION GUARANTEE. We have carefully selected the combined Careington dental discount plan and EyeMed Vision Care, two of the nations largest and best providers in their area of specialty

Independent Member Companies  

DentalInsuranceKids.com an insurance marketing company of DEL AMO Insurance Services, Inc., can arrange dental care through the Delta dental network of companies. Delta Dental provides exceptional service, extensive dentist choice, and substantial claims savings through its affordable dental coverage to over 24 million enrollees.  Delta Dental’s generosity has enabled more than 750 volunteer dentists and 140 dental laboratories to contribute over $10 million services for over 6,100 vulnerable individuals with seriously neglected problems.

Delta Dental is a leader in improving oral health statewide.  Delta Dental has recognized that by treating children’s dental needs, we have improved their overall health and self-esteem.  They offer solutions that expand access to care while preserving the widespread availability and affordability of dental benefits.  In addition, Delta dental plans collectively serve more than 54 million Americans representing more than 90,000 groups.

Delta Dental is the oldest and largest dental health carrier in California, covering nearly 20 million Californians.  Delta Dental’s Customer Service staff speaks English and Spanish, and has access to interpreters for many other languages.  Delta Dental is the largest dental plan system in the United States.  Member companies serve over one-quarter of the estimated 165 million Americans with dental insurance.

Delta Dental’s roots go back to 1954 with the formation of dental service corporations in California, Oregon and Washington, which were created by dentists who recognized the need to increase access to oral health care.  Delta Dental companies are actively engaged in many studies, grants and partnerships with dental schools and community health organizations to increase access to professional dental care as well as to research evidence-based dentistry and the efficacy of new benefit designs.