I am in need of cheap dental insurance for my family dental needs.  I have my wife and two children that need their general  dental visits.   Between the four of us even just going in for our X-rays and cleaning get to be costly.

I am self employed so finding cheap dental insurance is necessary in order for me to afford  having it.  I am really just looking for something that can pay for the basic dental care for my family.  So far the dental insurance I found are quite expensive running anywhere form 90 – 120 a mouth.

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Right now I am in the military and have Delta Dental insurance that is offer to my family and I. However, with the 1000.00 max limit per year it is just not enough coverage for my family dental needs.

I have already paid out over $700.00 worth of dental work for just my two sons.  Not counting my wife who has perfect teeth.   My sons have more dental work that is needed now and in the future. One of my sons may also need to have braces.  Not sure yet but the dentist will advise as his adult teeth start to come in.

I am wondering if there is any other dental insurance plans that I can get for my family’s needs that I would be able to combine with what I currently have.   I need to reduce my dental cost that my current Delta dental plan is not picking up.

Indemnity Dental Insurance

Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them. Indemnity Dental Insurance Plans: this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis.

There are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage: Insurance providers will pay up to 100% of preventative dental care. Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.

Indemnity Dental Insurance Plans, this type of dental plan pays the dental office (dentist) on a traditional fee-for-service basis. Features of a dental insurance indemnity plan: there are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage.