Thursday, Sep. 30th 2010 2:31 PM
Dental Discount
You will want to use caution with this type of dental plan since it is not insurance. The managing organizations have negotiated with local dental offices to establish a set price for a particular dental procedure and offer deep discounts (some up to 70%) off the regular ADA pricing code. This plan has several advantages over traditional dental insurance plans, namely, there are no exclusions for pre-existing conditions. This allows a patient to receive immediate coverage for work without meeting any waiting period requirements.
Sunday, Sep. 26th 2010 2:27 PM
Dental Insurance – Dentures
There are plenty of dental insurance plans that will cover dentures, but you need to plan ahead. Many but not all dental insurance plans have waiting periods from 6-18 months.
As an example: Replacing teeth with dentures is classified as major dental services. The average benefit is 50% co-insurance for your dentures. Dentures are covered by some dental discounts dental plans. Remember discount dental plans are not insurance dental plan.
What happens when you get dentures?
Full or partial dentures replace your teeth when you have lost your natural teeth, from periodontal disease, tooth decay or injury. They will help your appearance and your health including support for facial muscles sag which makes a person look older. Dentures normally take one month and 4-5 appointments which include the initial exam, wax bite impressions, and final denture adjustments.
How to take care of dentures?
Remove and brush your dentures with a tooth brush and denture cleanser designed for dentures. When the dentures are not used, soak the dentures in a denture cleaner solution or in water.
Should dentures be worn at bedtime?
Dentures should not be worn while sleeping to allow the gum tissue to rest and normal stimulation and cleaning by the tongue and saliva
Friday, Sep. 24th 2010 2:22 PM
Benefits of Dental Insurance
Dental insurance benefits vary depending on the type of dental insurance plan. When reviewing the benefits of dental insurance especially when selecting a dental insurance plan, keep in mind there are various policy coverage options, dental plan deductibles, co-payments, limitations, restrictions and exclusions.
It is extremely important that you read the list of benefits provided by the dental insurance provider and be sure you are getting a dental insurance plan if that is what you wanted to purchase.
A reminder discount dental plans are not dental insurance plans. A discount plan partners with specific dentists to provide customers with a savings on visits to the dentist office much the same as dental insurance. The downside to discount dental plans is that they are not regulated and you have limited recourse if you experience dental problems.