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Dental Insurance Kids – Insurance for Dentures

Monday, Jun. 3rd 2024 9:43 AM

Plenty of dental insurance plans will cover dentures, but you need to plan ahead. Many but not all dental insurance plans have *waiting periods from 6-18 months. If you currently have missing teeth, ensure the dental insurance plan you are reviewing does not have a *missing tooth cause. When buying dental insurance, you want to consider your current and future needs so you can purchase a plan that best fits your overall needs. You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

  • Missing Tooth Clause: This means they will not cover any costs associated with replacing missing teeth if the tooth was missing prior to the start of coverage. 
  • Waiting Periods: In terms of dental insurance, a waiting period refers to the time period that you have to be enrolled in a plan before certain benefits become effective. 
Posted by carol | in Dental Insurance | No Comments »

Are there dental insurance programs for college students?

Saturday, Jun. 1st 2024 9:06 AM

I am just starting college and will be living close to campus. I am 20, an old, full-time student, and I would like to get dental insurance. My parents only have medical insurance, so I am on their medical insurance right now, but they never had dental insurance for us. They would pay the dental cost upfront. I can not afford to do that and do not want to have my parents keep paying for my dental needs, too.

Reply: Yes, there are dental insurance programs available for college students. Many colleges and universities offer student health insurance plans that include dental coverage. It’s worth checking with your school’s health center to see what options are available. Additionally, you can explore individual dental insurance plans that may be more affordable than paying for dental services out of pocket. You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

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Know When Not to Share – Dental Insurance Kids

Thursday, May. 30th 2024 6:17 AM

Sharing is Not always a good idea regarding your oral health. 

Many adults want to teach their children to share; for the most part, sharing is a good thing to learn. However, when it comes to your and their oral health, do not overshare. If you have young kids, avoid sharing utensils with them or tasting food before serving them. 

Sharing utensils with your children or anyone else can expose you to oral bacteria, leading to tooth decay, gum disease, and other oral infections. Additionally, tasting food before serving them can also lead to the transfer of germs and bacteria. Therefore, it’s essential to maintain good oral hygiene and avoid sharing utensils, cups, and other items that come into contact with saliva or oral fluids.

Another crucial aspect of oral health is covering your mouth when you sneeze. Sneezing can expel millions of bacteria and viruses into the air, which can then settle on surfaces and cause infections. Therefore, it’s essential to cover your mouth with a tissue or your elbow when you sneeze to prevent the spread of germs.

Following these simple tips, you can protect yourself and your children from oral infections and maintain good oral health. Remember, sharing is not always caring about your oral health!

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Dental Insurance Kids – How Mouth Rinse Can Help Prevent Cavities 

Tuesday, May. 28th 2024 3:02 PM

Mouth rinse is an effective way to maintain good oral hygiene and prevent cavities. It is important to note that mouth rinses are not a substitute for brushing and flossing but can complement a daily oral hygiene routine. Mouth rinses are designed to kill bacteria and freshen breath, but not all mouth rinses are created equal. Some are specifically formulated to fight cavities.

If you are experiencing early-stage decay or are at high risk for cavities, your dentist may prescribe a mouth rinse that contains chlorhexidine. Chlorhexidine is a powerful antiseptic that destroys harmful bacteria in the mouth, preventing decay from developing into cavities. This type of mouth rinse can benefit individuals who have difficulty reaching certain areas of their mouth with a toothbrush or floss.

It is important to note that if a cavity has already formed, a mouth rinse alone will not effectively treat it. In this case, seeing a dentist for a filling or other appropriate treatment is necessary. However, using a mouth rinse with chlorhexidine as part of your daily oral hygiene routine can help prevent cavities from forming and maintain good oral health.

Posted by carol | in Dental Insurance | No Comments »

Do Not Skip Out on Seeing Your Dentist. 

Friday, May. 24th 2024 6:49 PM

Although many adults know that seeing their dentist is important to maintaining good oral health, nearly half of adults skipped their dentist appointments. Regular dental check-ups are essential to keep our teeth and gums healthy and prevent other health problems. 

Dental problems can lead to serious health issues if they are left untreated. For instance, gum disease can cause inflammation and infection, which can lead to heart disease, stroke, and other health complications. 

Moreover, dental check-ups are crucial for detecting oral cancer early. Oral cancer is a highly curable disease if it is caught early. During a routine dental visit, your dentist can perform an oral cancer screening to help detect oral cancer in its early stages. 

It is important to note that dental treatments are not just about filling cavities and removing plaque. Your dentist will also check for signs of other health problems like diabetes, hypertension, and sleep apnea. They can identify these problems by examining your mouth, teeth, and gums. 

In conclusion, making and keeping dental appointments is crucial to maintaining good oral health, preventing tooth decay, and detecting potential health problems early. So, see your dentist and schedule your regular dental check-ups.

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Dental Insurance Kids – Contagious Dental Cavities Awareness

Wednesday, May. 22nd 2024 12:36 PM

Dental cavities are a common dental problem that affects millions of people worldwide. The problem with cavities is that they tend to be painful and can lead to other dental complications if not treated in time. As mentioned earlier, cavities are caused by bacteria in your mouth that feed on food particles and produce acid as a byproduct. This acid, in turn, erodes tooth enamel and leads to cavities.

It’s worth noting that the bacteria that cause cavities are highly contagious and can spread from one person to another via various means. For instance, sharing utensils or drinking from the same bottle as someone with cavities can increase your risk of contracting the bacteria.

Practice good dental hygiene to prevent the spread of cavity-causing germs. Good dental hygiene includes:

* Brushing your teeth twice a day.
* Flossing regularly.
* Avoiding sugary and acidic foods.

Additionally, it would help if you visited your dentist regularly for checkups and dental cleanings to keep your teeth healthy and free from cavities.

In conclusion, dental cavities are caused by sugary foods and bacteria that can spread from person to person. Practicing good oral hygiene and visiting your dentist regularly to prevent the spread of these germs is essential.

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Dental Insurance Kids: What is a General Dentist?

Monday, May. 20th 2024 6:03 AM

You can think of general dentists as primary care providers for dental health. A general dentist is a dental professional who provides a wide range of oral health services. They are the primary dental care providers for patients of all ages and are responsible for diagnosing, treating, and managing oral health needs.

General dentists perform routine cleanings, fillings, extractions, and other basic dental procedures. They also provide education and advice on maintaining good oral hygiene habits and preventing dental problems. A general dentist may refer patients to a specialist if they require specialized treatment.

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Prevention is the Key to Good Oral Healthcare

Saturday, May. 18th 2024 7:27 AM

According to the Centers for Disease Control and Prevention, 13% of children and teens have untreated cavities. Not having cavities treated by a dental professional can lead to more serious dental problems. Children with poor oral health are nearly three times more likely to miss school due to needing severe or emergency dental treatment. That accounts for almost one-fourth of missed school time for dental needs. The cost of dental care becomes more of an issue as simple filling turns into more significant, more costly dental care issues.

Why do some parents postpone dental care for their children?

There could be various reasons why parents postpone dental care for their children. One of the most common reasons is the fear of their child having a negative experience or feeling anxious during the dental visit. Additionally, some parents may not have dental insurance or may not be able to afford the cost of dental care. Others may forget or not prioritize dental appointments, especially if their child is not experiencing any pain or discomfort. However, it’s important to remember that regular dental checkups can prevent more serious dental issues from arising and can promote good oral health habits in children from a young age.

Posted by carol | in Kids Dental Insurance | No Comments »

Good dental health for children also benefits working parents.

Thursday, May. 16th 2024 6:08 AM

Did you know that nearly half of 2- to 19-year-olds will experience a dental cavity? According to Cigna Healthcare, tooth decay causes children and teens to miss an average of 2.2 days per school year. Due to that, parents miss an average of 2.5 work days annually, having to take their kids to the dentist. The loss of time off from work may not seem much, but considering possible loss of earnings and dental care costs, it all adds up.

In addition, oral health issues can impact a child’s overall health because untreated tooth decay can lead to pain and infections that may cause problems with eating, speaking, playing, and learning. Research shows that children with dental issues tend to have lower grades. The good news is that parents can reduce or prevent time loss from school and work when they are proactive about implementing good dental health habits early on.

Tips on teaching good dental care habits to your kids

1. Start early: It’s important to teach your children good dental habits as early as possible. As soon as your child’s first tooth appears, you can begin by gently cleaning it with a soft toothbrush.

2. Make it fun: Make brushing and flossing fun by turning it into a game or singing a song. You can also use colorful toothbrushes and toothpaste to make it more appealing to your child.

3. Lead by example: Children tend to imitate their parents, so it’s essential to lead by example and show them good dental hygiene habits. Brush and floss your teeth together with your child.

4. Schedule regular dental checkups: Regular dental checkups can help prevent dental problems and catch any issues early on. Make sure to schedule regular checkups for your child and attend them together.

5. Limit sugary snacks and drinks: Sugary snacks and drinks can lead to tooth decay. Limit your child’s intake of sugary foods and encourage them to drink water instead.

6. Use positive reinforcement: Praise your child for good dental hygiene habits and reward them for their efforts. Positive reinforcement can help motivate your child to continue practicing good dental habits.

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Dental Insurance Kids – What is the Age Limit for Children?

Tuesday, May. 14th 2024 5:32 AM

How Long Can I Stay on My Parents’ Dental Insurance?

Question: I am 18 but will soon be 19, and I want to know how long I can stay on my parents’ insurance. My parents are letting me stay on their plan for as long as I allow since it is cheaper for me that way. 

Reply:  Thank you for your question. It’s great that your parents allow you to stay on their dental insurance plan, which can be more affordable. 

Regarding your inquiry, the age limit for children to stay on their parents’ dental insurance varies depending on the plan and state laws. While most plans only allow dependents to remain on the plan until they turn 18, some insurers extend the age limit to 22 or 26 for full-time students or those with a certified disability. 

It’s important to note that the Affordable Care Act (ACA) only extends dependent coverage of medical health benefits to age 26, but it doesn’t apply to dental or vision insurance. Therefore, you should contact your parent’s dental insurance company to verify their age limit or review the policy. 

If you can not stay on the current dental plan, you can buy an individual dental insurance plan for yourself. If cost is an issue, consider reviewing an HMO insurance option, as they are typically the lower-cost option. You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

Low-cost Dental Insurance for Kids in Flordia

Friday, May. 10th 2024 9:58 AM

I have two boys and one girl, all under ten years of age. I do not have dental insurance, and the assistance I get for being low-income does not cover dental care for myself or my kids unless it is for tooth extractions. Is there dental insurance I can get my kids at a very low monthly rate—at least something to help with their basic dental needs?

Reply: You can look for dental HMO insurance plans in your area that can provide coverage for your children’s basic dental needs at a low monthly cost. Dental HMOs usually require you to choose a primary dentist from their network, and you need to receive your dental care from them. However, this can be a good option if you want a low-cost dental insurance plan for your kids. The average monthly cost for HMO plans can range from $25 to $40, depending on your chosen plan. You can also check if your state provides dental insurance plans for children, as some states offer such programs for low-income families.

How to Choose and Maintain Your Toothbrush 

Wednesday, May. 8th 2024 4:20 PM

Choosing and Maintaining Your Toothbrush Tips. 

1) Pick a toothbrush with soft or extra-soft bristles when choosing a toothbrush. The harder the brush bristles, the greater the risk of harming your teeth and gums. Therefore, unless your dentist advises, soft-bristled toothbrushes are the better choice. 

2) Another good tip is to make sure you pick a toothbrush that has the seal of approval by the American Dental Association. 

3) Keep in mind the type of brush you use is not nearly as important as brushing the right way and twice a day. Any approved toothbrush will be a good tool, but you must know how to use it. 

4) Change your toothbrush regularly. Throw away your old toothbrush after three months or when the bristles flare, whichever comes first.

5) If you notice that your toothbrush bristles flare sooner than every three months, you may be brushing too hard. Therefore, try easing up.

6) When storing your toothbrush, make sure it’s in an upright position and do not touch other brushes. This helps to prevent bacteria and germs from spreading between brushes.

7) If you’ve been sick, replacing your toothbrush or brush head is important, as it may harbor bacteria and germs that can lead to re-infection.

8) Consider using an electric toothbrush, as it can be more effective in removing plaque and bacteria from your teeth and gums. Choose one with a small, round head and soft bristles.

9) Don’t share your toothbrush with anyone, as it can spread bacteria and germs between people.

10) Finally, remember to floss daily and see your dentist regularly for check-ups and cleanings. A good oral hygiene routine is essential for a healthy mouth and body.

Dental Insurance Kids: Is it Possible To Overbrush Your Teeth?

Monday, May. 6th 2024 4:03 PM

Yes, it is possible to overbrush your teeth. Brushing your teeth too vigorously or for too long can lead to damage to your gums, tooth enamel, and even tooth sensitivity. Brushing your teeth for two minutes twice a day using a soft-bristled toothbrush and gentle circular motions is recommended. If you need clarification about your brushing technique or have any concerns about your dental health, it is always best to consult your dentist.

Posted by carol | in Kids Dental Insurance | No Comments »

When Do You Brush Your Teeth and How Often?

Friday, May. 3rd 2024 3:45 PM

Do you brush your teeth when you first wake up in the morning or after having breakfast?

When it comes to brushing our teeth, there are different opinions on when and how often to do it. Some people prefer to brush their teeth right after waking up in the morning, while others prefer to do it after breakfast. The truth is that both options are valid, and it ultimately comes down to personal preference and lifestyle.

If you brush your teeth after breakfast, waiting at least 30 minutes after eating or drinking anything acidic, such as orange juice or coffee, is essential. Acid weakens the tooth enamel, and brushing immediately after eating can actually do more harm than good. Waiting a bit allows the saliva to neutralize the acid and protect the teeth.

As for how often to brush, most dentists recommend brushing at least twice a day. Doing so helps remove plaque and prevent cavities and gum disease. Therefore, brushing your teeth before going to bed is important to maintain good oral hygiene.

Why should you brush your teeth before going to bed if you are going to brush them in the morning?

Throughout the day, bacteria and plaque build up on your teeth, leading to tooth decay and gum disease. By brushing your teeth before bed, you can remove any food particles and plaque accumulated on your teeth and gums, which can help prevent dental problems. Additionally, when you sleep, your mouth produces less saliva, making it easier for bacteria to grow and cause damage to your teeth and gums. So, brushing before bed is important in keeping your teeth and gums healthy.

Remember to use fluoride toothpaste and a soft-bristled brush, and don’t forget to floss daily to remove any stubborn food particles and bacteria between the teeth. See your dentist for regular dental checkups, and if you do not have dental insurance, to help keep your dental care cost more affordable, call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

When To Visit the Dentist – Dental Insurance Kids

Wednesday, May. 1st 2024 12:50 PM

It is essential to visit a dentist regularly to prevent gum disease and other oral health problems. Therefore, make sure to schedule regular dental cleanings and exams.

In the meantime, you will want to contact your dentist if you notice any signs or symptoms that could suggest oral health problems, such as:

* Red, tender, or swollen gums
* Gums that bleed when you brush or floss
* Gums that begin pulling away from your teeth
* Loose permanent teeth
* Changes in the way your top and bottom teeth align with each other
* Unusual sensitivity to hot and cold
* Persistent bad breath or a distinctive taste in your mouth

Maintaining good oral health is crucial to preventing gum disease and other health issues. Regular dental check-ups and cleanings can help detect and treat problems early on. It is also essential to contact your dentist if you notice any signs of oral health problems, such as bleeding gums or loose teeth. By caring for your teeth and visiting your dentist regularly, you can ensure a lifetime of good oral health.

Posted by carol | in Kids Dental Insurance | No Comments »

Dental Insurance Kids – Dental Care for Kids with ADD.

Monday, Apr. 29th 2024 12:21 PM

I have a seven-year-old who has ADD, and taking him to the dentist is a pain. He can not seem to sit still for more than 15 minutes. It is like he starts getting ants in his pants. I want to change the current dentist we see, not because he is not good but because he doesn’t have the needed patience for my son. Where should I go for good dental care for my son’s needs?

Reply: Finding a good dentist who is patient and understanding of your son’s needs is essential. Consider looking for a pediatric dentist who specializes in treating children with ADD. They may have experience and training in dealing with difficult sitting-still children. You can ask for recommendations from friends, family, or healthcare providers. You can also check with your dental insurance provider to see if they have a list of pediatric dentists who are covered under your plan. Don’t hesitate to ask questions and share your concerns with your dentist. Good communication can go a long way in ensuring your son receives the dental care he needs.

Here are a few tips when looking for a new dentist for your son. When calling a dental office for a special needs child, here are some questions you could ask to ensure your child receives the best care possible:

1. Do you have experience treating children with special needs such as ADD, autism, or sensory processing disorders?

2. Are your staff members trained to work with children with difficulty sitting still or communicating their needs?

3. What accommodations do you have for children with special needs?

4. Can we schedule a consultation appointment to meet the dentist and staff and discuss our child’s needs before scheduling dental work?

5. Are you familiar with dental insurance plans that may cover specific treatments for children with special needs?

Remember that it’s important to find a dental office that is patient, understanding, and accommodating of your child’s unique needs. Don’t be afraid to ask questions or share any concerns.

Posted by carol | in Dental Insurance | No Comments »

Dental Insurance Kids on Flossing

Saturday, Apr. 27th 2024 12:01 PM

Flossing Tips: To get the most out of Flossing, here are some tips that may help you maximize your Flossing. 

1) Length of Floss: Be careful with the amount of floss you use. Brake off about 18 inches of dental floss. Wine most of the floss around the middle finger on one hand and the rest around the middle finger on the other. Grip the floss tightly between your thumbs and forefingers. 

2) Be Gentle: Do not snap the floss into your gums or be rough when flossing. You want to guide the floss between your teeth using a rubbing motion. When the floss reaches your gumline, curve it against one tooth 

3) Take your time: Flossing should not be rushed. Make sure to take one tooth at a time. Slide the floss into the space between your gum and tooth. Use the floss to gently rub the side of the tooth in an up-and-down motion. Unwind fresh floss as you progress to the rest of your teeth. 

4) Keep it up: After eating, Flossing should be done at least twice daily. Yet many people forget this vital part of their daily dental care habit. They only get half the benefits needed for good oral health care.

Posted by carol | in Kids Dental Insurance | No Comments »

How Many Dental Cleanings Are Necessary for Children?

Thursday, Apr. 25th 2024 11:43 AM

I just got dental insurance for my family, and my three-year-old went to see the dentist we picked for her. The dentist wants to see my daughter four times yearly for a cleaning. Our insurance covers only two. Is not four times a year a bit excessive? I was always told two times a year was good enough. Is this dentist just trying to get more money from us?

Reply: It is generally recommended that children receive dental cleanings twice a year. However, there may be cases where more frequent cleanings are necessary based on the child’s dental health and specific needs. It’s a good idea to ask your dentist why they are recommending four cleanings per year and to discuss any concerns you may have about insurance coverage or costs. Open communication with your dentist can help ensure that your child’s dental health needs are met most effectively and efficiently.

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The Best Dental Insurance Plans, How Much Can You Afford to Spend

Tuesday, Apr. 23rd 2024 11:21 AM

This brief article will help you select the best dental insurance and discuss the analysis of dental care needs to find the best dental insurance for you. You need to ask yourself several questions about your potential dental care – How much can you afford to spend on dental care? What is the best dental insurance plan for me? What are my dental care needs?

The best dental insurance policies offered will depend upon a family and its members’ oral health needs. Discount coverage should be researched if someone other than an employer or group health policy provides the best dental insurance available. The best dental insurance will depend upon employment, local dentists participating in programs, and current needs. It will fit your family’s needs and budget.

Finding the best dental insurance plan that fits your needs is an important part of ensuring that your teeth get the care they need to stay healthy. Compare plans and instantly get no-obligation dental coverage quotes. You can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help you select the one that best fits your needs and budget.

Posted by carol | in Kids Dental Insurance | No Comments »

Kids Dental Insurance – Baby dental care: My son has a cavity.

Friday, Apr. 19th 2024 11:02 AM

My three-year-old son has a cavity in one of his back baby teeth. I took him to see the dentist the other day and was told he would need a filling, and he suggested that since the cavity is significant, I should have the tooth capped. I have not had dental insurance paying for everything myself up to this point. Is it too late for me to get dental insurance for my son now?

Reply: I understand that you are concerned about the cost of the dental procedure for your son. Getting dental insurance for your son is still possible, even though he already has a cavity. Review dental HMO insurance plans. HMOs are low in cost, and more importantly, they generally do not have waiting periods for dental services. 

Lastly, it’s crucial that you don’t start any dental work until your dental insurance is in place. Otherwise, it may be deemed work in process and may not be covered by your insurance plan. I suggest you research and find a dental insurance plan that suits your needs and budget before proceeding with any dental work for your son.

Posted by carol | in Kids Dental Insurance | No Comments »

 

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